Stock diversification is a mediocre way of investing. Warren Buffett doesn’t believe in it, Stanley Druckenmiller doesn’t, and neither do I. It is a poor and overrated investment strategy, and at 22 years old I am only focusing on a highly concentrated portfolio. More diversification within my investment portfolio will… Read more

The price to book ratio is a common valuation ratio that allows investors to find out what they are paying in stock price relative to the net value of the company’s assets. It is a measure of how much a company would be worth today if it sold off all… Read more

Recently I have been expanding my knowledge into the biotech sector. In mid-2019 I purchased my first biotech company and had absolutely no idea what I was buying or getting myself into. Thankfully I started with small positions and attempted to learn what I could about a biotech company. Hint…… Read more

I am finally finished with college after a long four years. 5 years ago, I had no clue if I even wanted to go to college; leaving high school with a 2.2 GPA, I was super uncertain about my future and made a remarkable turnaround within my life. I officially… Read more

No, it is not fair. This past year I have been contemplating if College was even worth it for me. I sit through mindless classes ON MY LAPTOP, learning outdated stuff taught over the computer. It is super disinteresting and has made me hit an all-time low in motivation. I… Read more

Guest Post By Business Owner: Gaetano De Pisa The strategic management process is one of, if not the greatest way to boost performance, which in turn boosts shareholder value. This process consists of 3 major parts. Strategy analysis, strategy formulation, and strategy implementation. To give a brief overview of what… Read more

The best investment in your life is you. Many feel that their best investment is their real estate properties or their stock portfolio; both are essential in achieving financial freedom! But the without truly investing in yourself, real estate and a stock portfolio can be held back due to poor… Read more

What is the true value of a coin? “Which coin?” You might ask.  Well…all of them. Right? The average American between the ages of 25 and 34 years old earns a median salary of “$963 weekly ($50,076 annually)”, (CNN.Com). About $50,000 a year. This is not substantial. Especially depending on… Read more

Marijuana stocks are very popular right now. With the recent blue wave in the U.S., the cannabis industry should grow within the next four years. That’s understandable considering the growing number of countries and states that have legalized Marijuana in some form. Some Cannabis CEOS predict the industry to be… Read more

Are you tired of paying taxes on your capital gains? Want to save for retirement tax-free while controlling what you invest in, then a ROTH IRA is for you. If you are using a regular brokerage account and plan on saving for retirement that way, you are doing it all… Read more

The U.S dollar is in trouble. The U.S federal debt is over 25.5 trillion, and the current actual federal budget deficit is $3.6 trillion. If you are holding cash, it is essentially trash right now, inflation is eating your hard-earned money, and the more government is printing, the worse it… Read more

Whole life insurance is known as a bad investment, but people still fall for purchasing it. Whole Life insurance is sold by sleazy businessmen who are looking to profit off collecting your premium payments. Whole life insurance can cost anywhere from 5 to 10 times more than a term life… Read more

As a Co-Founder of FF101 it is a goal of mine and my partner to educate young adults in current and future market trends. We have reviewed SPACs, Stock Splits, Crypto, Real Estate, Moving Averages, and much more. Today we want to discuss the BIG topic of SHORT-SELLING. Short-selling works… Read more

The stock market plays a vital role in our economy. There thousands of stocks in the stock market and it could be a powerful place to put your money. All company shares are issued and traded on the New York Stock Exchange. Investing in the stock market is a way… Read more

#1 Printing Money Printing money, Is it okay? Everyone else is doing it why should I be concerned about the value of the dollar if the EU, GB, Japan, China, and other nations are printing money to fund the pandemic. The US has printed about $9 Trillion in 2020 which… Read more

The 200-day moving average is an excellent indicator of the chart when to profit on a company you went long-on. Staying on the right side of a long term trend can be as easy as the stock staying above the 200-day moving average. A loss of the 200-day is your first… Read more

The relative strength index AKA “RSI” is a momentum indicator that shows when a stock or ETF is either overbought or oversold. It was developed by J. Welles Wilder back in the 70s. The RSI is displayed at the bottom of your chart and is displayed as an oscillator. The RSI has readings from 0 to… Read more

A three-fund portfolio is a great beginner low-risk portfolio that is a low-cost way to invest in the three major asset classes: 70% U.S. stocks, 20% international stocks, and 10% U.S. bonds. This kind of portfolio is a simple yet cost-effective way to invest in the market. This example is… Read more

Compound Interest is the eighth wonder in the world in the eyes of a stock trader/investor. Compound interest makes a sum of money grow at a faster rate than simple interest because in addition to earning returns on the money you invest, you also earn returns on those returns at… Read more

When I was a senior in high school I had a teacher who drilled in my head that credit cards are IMPORTANT, he explained that achieving a good credit score is necessary to achieve strong financial health. Once I was able to apply for one I got off to the… Read more

Many people often ask me which is better? Trading or Investing? I think investing is the way to go, but sometimes there are some trading opportunities. When I trade, I often tend to swing trade, hold a stock for 3-12 months, and sell it. Intraday trading is hard to predict… Read more

What is a Bubble? Investment bubbles have been around since the 1600s. A stock market bubble is a period of rapid growth in stock prices followed by a fall. Typically prices rise quickly and significantly, growing far beyond their previous value in a short period of time. When they fall,… Read more

An IPO stands for Initial Public Offering. Its when a private corporation starts offering shares to the public in stock issuance. It allows a company to raise capital from public investors. The transition from a private to a public company can be an essential time for private investors to realize… Read more

Guest Post By “TheEngineeringInvestor” Url: https://theengineeringinvestor.wordpress.com/blog-2/ Personal finance is the tool for which many can use to unlock the goals they have in life. Be it saving for a new car, house or retirement, it offers a path to increasing our financial security and keeping our accounts in check. When… Read more

I want to thank Financial Freedom 101 for giving me the opportunity to guest post. I started Cash Chronicles as a way to organize my thoughts and deal with my own frustrations with my career and the job market 4 years ago. I wrote posts in fits and starts until… Read more

An IRA is an individual retirement account. It allows you to save money for retirement in a taxed advantage way. It is an account set up by a specific financial institution that allows an individual to set aside funds for retirement savings. There are several types of IRAs as of… Read more

The Top Investing Books One thing that I get asked WAY too often is, what are the best books on investing? What are the must-reads that everyone has to read in order to be successful at this game? What if I’m a beginner? What should I be reading to get… Read more