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Financial Freedom 101

  • What is the 10-Year Treasury Yield?

    April 27, 2022 by

    The 10-Year Treasury Yield gets more attention and press than other security provided by the US Government. A fluctuating 10-year yield can have significant implications across the financial landscape. For example, investors pay keen attention to the movements in the 10-Year Treasury Notes because they serve as a benchmark for… Read more

  • How to Trade a Potential Multi-Bagger Company

    April 7, 2022 by

    The term “Multi-Bagger” was coined by Peter Lynch in his book ‘One up on Wall Street’ which refers to stocks that return many times over the original investment, more than 100%. Multi-bagger stocks are undervalued and have strong financial fundamentals, thus presenting a great investment opportunity. Multi-bagger stocks also have… Read more

  • What is a Shelf Registration?

    April 4, 2022 by

    A shelf registration or shelf offering is a way for companies to raise additional capital. Companies will utilize this strategy when they know they need capital within the next 3 years. They will register an F-3 Form with the SEC. This lets them know that “we are putting X number… Read more

  • Why is a Stop Loss Important?

    March 31, 2022 by

    If you went back and removed your biggest losses over the past few months or years what would your trading results look like? The roots of my own big losses were based on emotions and ego, not a market event. A big loss is almost always caused by being on… Read more

  • How to Properly Research a Biotech Company

    March 30, 2022 by

    I recently made a post relating to what makes a Biotech Company worth Investing in and I wanted to make a follow-up post on how I conduct my research into a Biotech. To get yourself up to speed I would recommend checking out the first post here – What Biotech… Read more

  • What is a 401k & Should you be Maxing it out?

    March 24, 2022 by

    A 401k is a retirement fund. The concept behind a 401k is to help young adults plan for their future. Teaching the lesson of investing early and investing a little each week. By doing this you can open yourself up to having a 401k worth over $1,000,000 after 30 years… Read more

  • Is Portfolio Diversification worth it?

    March 23, 2022 by

    Stock diversification is a mediocre way of investing. Warren Buffett doesn’t believe in it, Stanley Druckenmiller doesn’t, and neither do I. It is a poor and overrated investment strategy, and at 22 years old I am only focusing on a highly concentrated portfolio. More diversification within my investment portfolio will… Read more

  • What Is the Price To Book Ratio?

    March 21, 2022 by

    The price to book ratio is a common valuation ratio that allows investors to find out what they are paying in stock price relative to the net value of the company’s assets. It is a measure of how much a company would be worth today if it sold off all… Read more

  • What Biotech Company is Worth Investing In?

    March 10, 2022 by

    Recently I have been expanding my knowledge into the biotech sector. In mid-2019 I purchased my first biotech company and had absolutely no idea what I was buying or getting myself into. Thankfully I started with small positions and attempted to learn what I could about a biotech company. Hint…… Read more

  • What to Look for in Your First 9-5 Job

    March 10, 2022 by

    Recently I graduated from a respected engineering school in May 2021 and started my first job in August 2021 at an Electrical Contracting firm in NYC. I joined the project estimating vertical that focuses on mid-market MTA commercial construction & development contracts ($30MM to $350MM). I have typical hours from… Read more

  • Dolphin Entertainment An NFT Trade Idea

    October 29, 2021 by

    My Junk Hauling business has been busy so I have not been able to post here in the past 5 months. I came across this stock idea from my buddies Andy Walker and Essey Tesfay from Augury Research and I couldn’t resist but share it with you guys. Who is… Read more

  • Life’s Next Steps

    May 17, 2021 by

    I am finally finished with college after a long four years. 5 years ago, I had no clue if I even wanted to go to college; leaving high school with a 2.2 GPA, I was super uncertain about my future and made a remarkable turnaround within my life. I officially… Read more

  • The Most Effective Way To Re-strategize your Business

    March 23, 2021 by

    Guest Post By Business Owner: Gaetano De Pisa The strategic management process is one of, if not the greatest way to boost performance, which in turn boosts shareholder value. This process consists of 3 major parts. Strategy analysis, strategy formulation, and strategy implementation. To give a brief overview of what… Read more

  • 3 Ways To Invest In Your Self

    March 17, 2021 by

    The best investment in your life is you. Many feel that their best investment is their real estate properties or their stock portfolio; both are essential in achieving financial freedom! But the without truly investing in yourself, real estate and a stock portfolio can be held back due to poor… Read more

  • Best Credit Card for College Students

    March 10, 2021 by

    I have been building my credit since I was 18 and think it is a stepping stone to get you on the right financial path. I own a few credit cards and I feel that there’s no point in using a debit card unless you are using it at an… Read more

  • What to Expect When Owning a Rental Property

    March 4, 2021 by

    Guest post: From a fellow Augury Research Member ( I have actually stayed in one of his properties before we knew each other) I have talked to a lot of people about managing investment properties. LTR. STR. Long distance. House hack. I have had discussions about all of it. My… Read more

  • “A Few Coins”

    March 2, 2021 by

    What is the true value of a coin? “Which coin?” You might ask.  Well…all of them. Right? The average American between the ages of 25 and 34 years old earns a median salary of “$963 weekly ($50,076 annually)”, (CNN.Com). About $50,000 a year. This is not substantial. Especially depending on… Read more

  • $MSOS The ONLY U.S Cannabis ETF

    February 12, 2021 by

    Marijuana stocks are very popular right now. With the recent blue wave in the U.S., the cannabis industry should grow within the next four years. That’s understandable considering the growing number of countries and states that have legalized Marijuana in some form. Some Cannabis CEOS predict the industry to be… Read more

  • Roth IRA | Why you SHOULD have one

    February 11, 2021 by

    Are you tired of paying taxes on your capital gains? Want to save for retirement tax-free while controlling what you invest in, then a ROTH IRA is for you. If you are using a regular brokerage account and plan on saving for retirement that way, you are doing it all… Read more

  • Cloud Computing in the Financial Industry

    February 7, 2021 by

    Guest Post by Dev Ops Engineer: Cetin Guzel Cloud Computing has been around for almost two decades, Google CEO Eric Schmidt first introduced it at a conference on August 9, 2006. What is the Cloud? and how can it impact the financial industry? The Cloud is practically the internet.  Like… Read more

  • Buying $SLV to Hedge Against Inflation

    February 2, 2021 by

    The U.S dollar is in trouble. The U.S federal debt is over 25.5 trillion, and the current actual federal budget deficit is $3.6 trillion. If you are holding cash, it is essentially trash right now, inflation is eating your hard-earned money, and the more government is printing, the worse it… Read more

  • Is Whole Life Insurance a Scam?

    February 2, 2021 by

    Whole life insurance is known as a bad investment, but people still fall for purchasing it. Whole Life insurance is sold by sleazy businessmen who are looking to profit off collecting your premium payments. Whole life insurance can cost anywhere from 5 to 10 times more than a term life… Read more

  • Short-Selling & Lesson for GME Investors

    January 28, 2021 by

    As a Co-Founder of FF101 it is a goal of mine and my partner to educate young adults in current and future market trends. We have reviewed SPACs, Stock Splits, Crypto, Real Estate, Moving Averages, and much more. Today we want to discuss the BIG topic of SHORT-SELLING. Short-selling works… Read more

  • Pros & Cons of Stocks, Mutual Funds, Bonds, & ETFs

    January 25, 2021 by

    The stock market plays a vital role in our economy. There thousands of stocks in the stock market and it could be a powerful place to put your money. All company shares are issued and traded on the New York Stock Exchange. Investing in the stock market is a way… Read more

  • Economic Concerns of 2021

    January 18, 2021 by

    #1 Printing Money Printing money, Is it okay? Everyone else is doing it why should I be concerned about the value of the dollar if the EU, GB, Japan, China, and other nations are printing money to fund the pandemic. The US has printed about $9 Trillion in 2020 which… Read more

  • $ACTC Biden’s Climate Change Plan

    January 12, 2021 by

    $ACTC is merging with Proterra with a transaction value of $1.6B. Proterra is a SPAC with an amazing management team and a product that already runs out on the road without you even knowing. Some interesting personnel worth pointing out on their leadership team first is Audrey Lee. Audrey is… Read more

  • $IPOE The Future of Financial Services

    January 7, 2021 by

    $IPOE is merging with SoFi with a post transaction equity value of $8.7 billion. This is an incredible company in banking and fintech. This is anew section of fintech bring the likes of lending and financial services all in one. No long will you need several financial accounts, SoFi is… Read more

  • $GHIV The BIGGEST SPAC Deal Ever

    December 27, 2020 by

    $GHIV is merging with United Wholesale Mortgage with a transaction value of $16.1 billion. The Merger date is January 22nd, 2021. This transaction value will make UWM the largest SPAC transaction ever. UWM is already the #2 mortgage originator and the #1 wholesale originator in the U.S., making this SPAC poised to bring significant returns. No, this SPAC is not… Read more

  • $NGA The Next EV SPAC to blow up

    December 13, 2020 by

    Lions vehicles are purpose-built for electricity and entirely designed and assembled in house. Lion Electric is a very diverse company. They produce EV busses and also produce electric trucks and batteries, that reduce or eliminate exhaust emissions to combat global warming. The electric vehicle industry is growing rapidly and I… Read more

  • What is value investing, and what makes it attractive?

    December 8, 2020 by

    Guest post by @elite.investor host of Market Champions Podcast A lot of us value guys find it interesting how not everyone is into value. Value investing is as old as the hills. It’s about buying something for less than what it’s worth. As Ben Graham has pointed out, one has… Read more

  • SPAC Cannabis Play $SBVCF

    December 2, 2020 by

    California is the gold coast for cannabis it is the largest and most influential cannabis market in the world, and The Parent Company $SBVCF has the most revenue, brand portfolio, and Strongest balance sheet compared to rival companies, and its only in the early phase of its SPAC life, this… Read more

  • 200 Day Moving Average: How to use it and How it Works

    November 16, 2020 by

    The 200-day moving average is an excellent indicator of the chart when to profit on a company you went long-on. Staying on the right side of a long term trend can be as easy as the stock staying above the 200-day moving average. A loss of the 200-day is your first… Read more

  • Basics of The Relative Strength Index (RSI)

    November 2, 2020 by

    The relative strength index AKA “RSI” is a momentum indicator that shows when a stock or ETF is either overbought or oversold. It was developed by J. Welles Wilder back in the 70s. The RSI is displayed at the bottom of your chart and is displayed as an oscillator. The RSI has readings from 0 to… Read more

  • What Is A 3 Fund Portfolio?

    October 27, 2020 by

    A three-fund portfolio is a great beginner low-risk portfolio that is a low-cost way to invest in the three major asset classes: 70% U.S. stocks, 20% international stocks, and 10% U.S. bonds. This kind of portfolio is a simple yet cost-effective way to invest in the market. This example is… Read more

  • What is a SPAC?

    October 27, 2020 by

    A SPAC is a Special Purpose Acquisition Company. The idea of a SPAC started way back in 2003 and since then over 525 SPACs have gone public. This is a form of an IPO. If you don’t know what an IPO is check Bodhi’s post here. Recently SPACs have been… Read more

  • Compound Interest “The Eighth Wonder Of The World”

    October 21, 2020 by

    Compound Interest is the eighth wonder in the world in the eyes of a stock trader/investor. Compound interest makes a sum of money grow at a faster rate than simple interest because in addition to earning returns on the money you invest, you also earn returns on those returns at… Read more

  • Why You Should Build Credit as a Young Adult

    October 14, 2020 by

    When I was a senior in high school I had a teacher who drilled in my head that credit cards are IMPORTANT, he explained that achieving a good credit score is necessary to achieve strong financial health. Once I was able to apply for one I got off to the… Read more

  • Trading Vs Investing

    October 13, 2020 by

    Many people often ask me which is better? Trading or Investing? I think investing is the way to go, but sometimes there are some trading opportunities. When I trade, I often tend to swing trade, hold a stock for 3-12 months, and sell it. Intraday trading is hard to predict… Read more

  • Are We In a Stock Market Bubble?

    September 9, 2020 by

    What is a Bubble? Investment bubbles have been around since the 1600s. A stock market bubble is a period of rapid growth in stock prices followed by a fall. Typically prices rise quickly and significantly, growing far beyond their previous value in a short period of time. When they fall,… Read more

  • What is an IPO?

    September 5, 2020 by

    An IPO stands for Initial Public Offering. Its when a private corporation starts offering shares to the public in stock issuance. It allows a company to raise capital from public investors. The transition from a private to a public company can be an essential time for private investors to realize… Read more

  • What are Tip Securities?

    August 19, 2020 by

    TIPS stand for Treasury Inflation-Protected Securities, they provide protection against economic inflation. The principal of TIPS increases with inflation and decreases with deflation, as measured by the Consumer Price Index. When a TIPS matures, you are paid the adjusted principal or original principal, whichever is greater. TIPS are a popular asset for protecting your… Read more

  • Apple And Tesla Announce Stock Splits

    August 14, 2020 by

    All publicly-traded companies have a set number of shares that are outstanding. Stock splits are a decision by a company’s board of directors to increase the number of shares that are outstanding by issuing more shares to current shareholders. Tesla and Apple have recently done this, Tesla is doing a… Read more

  • Why VISA is joining the world of Crypto

    August 12, 2020 by

    The list of financial technology companies that have jumped on the crypto bandwagon continues to grow. Payment companies such as Visa, MasterCard and pay-pal have had an interesting relationship with cryptocurrencies, they cracked down on crypto back in 2018 in the wake of the massive bubble caused in 2017. Visa… Read more

  • Bitcoin: The Money Of The Future (Nov. 2017)

    August 12, 2020 by

    Since its birth, Bitcoin has grown in a substantial way. Bitcoin is an online currency that is used to buy products and other services in an anonymous way. This is online money that is its own currency. There are also many other cryptocurrencies, but none is worth as much as… Read more

  • What is an IRA?

    August 4, 2020 by

    An IRA is an individual retirement account. It allows you to save money for retirement in a taxed advantage way. It is an account set up by a specific financial institution that allows an individual to set aside funds for retirement savings. There are several types of IRAs as of… Read more

  • The Top Investing Books by @elite.investor

    August 1, 2020 by

    The Top Investing Books One thing that I get asked WAY too often is, what are the best books on investing? What are the must-reads that everyone has to read in order to be successful at this game? What if I’m a beginner? What should I be reading to get… Read more

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