Financial Literacy
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What Is A 3 Fund Portfolio?
A three-fund portfolio is a great beginner low-risk portfolio that is a low-cost way to invest in the three major asset classes: 70% U.S. stocks, 20% international stocks, and 10% U.S. bonds. This kind of portfolio is a simple yet cost-effective way to invest in the market. This example is an aggressively weighted portfolio as…
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What is a SPAC?
A SPAC is a Special Purpose Acquisition Company. The idea of a SPAC started way back in 2003 and since then over 525 SPACs have gone public. This is a form of an IPO. If you don’t know what an IPO is check Bodhi’s post here. Recently SPACs have been blowing up the investment world.…
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Compound Interest “The Eighth Wonder Of The World”
Compound Interest is the eighth wonder in the world in the eyes of a stock trader/investor. Compound interest makes a sum of money grow at a faster rate than simple interest because in addition to earning returns on the money you invest, you also earn returns on those returns at the end of every compounding…
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Trading Vs Investing
Many people often ask me which is better? Trading or Investing? I think investing is the way to go, but sometimes there are some trading opportunities. When I trade, I often tend to swing trade, hold a stock for 3-12 months, and sell it. Intraday trading is hard to predict and usually ends to losses…
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What is an IPO?
An IPO stands for Initial Public Offering. Its when a private corporation starts offering shares to the public in stock issuance. It allows a company to raise capital from public investors. The transition from a private to a public company can be an essential time for private investors to realize gains from their investment fully.…
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What are Tip Securities?
TIPS stand for Treasury Inflation-Protected Securities, they provide protection against economic inflation. The principal of TIPS increases with inflation and decreases with deflation, as measured by the Consumer Price Index. When a TIPS matures, you are paid the adjusted principal or original principal, whichever is greater. TIPS are a popular asset for protecting your portfolio from inflation, and profiting…
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Apple And Tesla Announce Stock Splits
All publicly-traded companies have a set number of shares that are outstanding. Stock splits are a decision by a company’s board of directors to increase the number of shares that are outstanding by issuing more shares to current shareholders. Tesla and Apple have recently done this, Tesla is doing a 1-5 stock split while Apple…
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Why VISA is joining the world of Crypto
The list of financial technology companies that have jumped on the crypto bandwagon continues to grow. Payment companies such as Visa, MasterCard and pay-pal have had an interesting relationship with cryptocurrencies, they cracked down on crypto back in 2018 in the wake of the massive bubble caused in 2017. Visa is making strides in adapting…
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Bitcoin: The Money Of The Future (Nov. 2017)
Since its birth, Bitcoin has grown in a substantial way. Bitcoin is an online currency that is used to buy products and other services in an anonymous way. This is online money that is its own currency. There are also many other cryptocurrencies, but none is worth as much as Bitcoin. Bitcoin is tax free…
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What is an IRA?
An IRA is an individual retirement account. It allows you to save money for retirement in a taxed advantage way. It is an account set up by a specific financial institution that allows an individual to set aside funds for retirement savings. There are several types of IRAs as of 2020: they are traditional IRAs…
Financial Freedom 101 