Financial Literacy
-
Investing in ETFs for the Next Bull Market
I am sitting on a good amount of cash right now, waiting for the perfect time to increase equity in my portfolio. The market is currently at a 21% decline in the past month, so we are officially in a recession. While many others are panic selling, I am sitting quite ready for the perfect…
-
Recession Investing
When making an investment you cant worry about the price of the stock you buy right now, but the price of what the stock is going to be within 10 years. The patience required for investing is a critical part of financial discipline and shows how well you can check your emotional state, greed, and…
-
5 Ways To Invest In Yourself
When I graduated high school I had a good amount of money in bitcoin before the boom back in 2017. At the time I didn’t know much about the stock market but knew it could make me a lot of money. I read a book called “Rich Dad Poor Dad” a book that focuses on…
-
Growth Vs Value Investing
A growth stock is a share that is expected to grow at a rate that is faster than the S&P 500. These stocks usually don’t pay dividends, because the companies want to reinvest any earnings received to grow at a rapid rate in the short term. Emerging growth companies are those that have the potential…
-
Duplex Real Estate Investment
One of Chopper and I’s main goal is to invest in real estate as early as we can. We think that if we can live as frugal as possible in are early 20s by the time were 30 we will have a real estate investment. This is a goal for us because we think it’s…
-
A Beginner’s Guide to Investing in the Stock Market
Investing in the stock market is a way to grow your money while you’re busy with working and living through daily life. Many say “the stock market is too risky to invest in,” which can be true if you’re not smart with your money. Investing in index funds and holding those funds for a long…
-
Microsoft Analysis
Microsoft… where to begin. Tunaman and I first bought Microsoft after the correction in December 2018. The stock was then priced at $100. We thought we were nuts for buying a couple of shares for this price. Now looking back, I wish I put all of my money into MSFT. The company is currently trading…
-
Seven Things Successful People Say no to Everyday
They say no to opportunities and things that don’t excite them, speak to their values or further their mission in life. They say no to superficial networking events in which people swap business cards and never hear from one another. Why? Because successful people don’t network. They build relationships. They say no to spending time…
-
Dividend Reinvestment vs Compound Interest
After reviewing Dividend Reinvestments and Compound Interest I would like to make a post comparing some pros and cons. I will also give my opinion as a follow-up. Dividend Reinvestment Pros Cons Shares are appreciating assets Stock market is unpredictable More stocks = Larger dividends to reinvest Companies may not be able to pay out…
-
Compound Interest
Compound interest is the concept of investing in something like a CD (certificate of deposit) or a bond. These two both have fixed rates and a fixed sell date (called maturity date). This means the CD or Bond is worth its max on that date and you can acquire your money at that time. So…
Financial Freedom 101 