Continuing our saving posts, I’d like to explain what to do when you’ve acquired your paycheck. So I will walk you through a 5 step strategy that we use. This will be structured for a monthly paycheck and how we would divide it up, but this strategy can be applied to any paycheck you receive.…

Taking a step back from what our investment strategies and goals are, I would like to take the time to create content on how to save money for your investments. This will be the first of many posts talking about strategies and theories we use and follow that help us build our investment portfolios. Now…

Economic recessions are a period of temporary economic decline when global trade and industrial activity are reduced. Recessions are recognized when there is a fall in GDP in two successive quarters. There have been 47 recessions within the U.S since the Articles of Confederation, and only 13 since the great depression. Recession is a normal…

Something new to us is the ratios you see in the sidebar.  These ratios are used to get a feeling for a company’s liquidity, activity, and profitability.  The ratios are broken into three categories called Solvency (liquidity), Efficiency (activity), and Profitability.  So what do these mean?

Diversification is important for successful investing. Like Warren Buffet says, “don’t place all your eggs into one basket.” Diversification is a technique used to reduce risk in your investment portfolio. The goal is to increase your odds of success. Essentially you want to diversify because specific markets could be volatile and unpredictable. Let’s say you…

When we bought our first stock, we were lost. No direction. No mentors. No accounts. Little money. We had no idea what we were getting ourselves into. Even though we started at level zero, we knew the stock market would become an essential part of our financial life, which lead us to derive our end…

A dividend is a reward paid to the shareholders for their investment in a company’s equity, and it usually derives from a companies net profits. Dividends are decided and managed by the company’s board of directors. Cash dividends are most common, and either get mailed as a check or reinvested into the company. Along with…