Life Experiences
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What is a 401k & Should you be Maxing it out?
A 401k is a retirement fund. The concept behind a 401k is to help young adults plan for their future. Teaching the lesson of investing early and investing a little each week. By doing this you can open yourself up to having a 401k worth over $1,000,000 after 30 years of investing and being able…
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Is Portfolio Diversification worth it?
Stock diversification is a mediocre way of investing. Warren Buffett doesn’t believe in it, Stanley Druckenmiller doesn’t, and neither do I. It is a poor and overrated investment strategy, and at 22 years old I am only focusing on a highly concentrated portfolio. More diversification within my investment portfolio will only lead to mediocre returns.…
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What Is the Price To Book Ratio?
The price to book ratio is a common valuation ratio that allows investors to find out what they are paying in stock price relative to the net value of the company’s assets. It is a measure of how much a company would be worth today if it sold off all its assets and paid back…
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What Biotech Company is Worth Investing In?
Recently I have been expanding my knowledge into the biotech sector. In mid-2019 I purchased my first biotech company and had absolutely no idea what I was buying or getting myself into. Thankfully I started with small positions and attempted to learn what I could about a biotech company. Hint… they can be super confusing…
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What to Look for in Your First 9-5 Job
Recently I graduated from a respected engineering school in May 2021 and started my first job in August 2021 at an Electrical Contracting firm in NYC. I joined the project estimating vertical that focuses on mid-market MTA commercial construction & development contracts ($30MM to $350MM). I have typical hours from 8am to 4:30pm in an…
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Life’s Next Steps
I am finally finished with college after a long four years. 5 years ago, I had no clue if I even wanted to go to college; leaving high school with a 2.2 GPA, I was super uncertain about my future and made a remarkable turnaround within my life. I officially graduated college with a 3.3…
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The Most Effective Way To Re-Strategize your Business
Guest Post By Business Owner: Gaetano De Pisa The strategic management process is one of, if not the greatest way to boost performance, which in turn boosts shareholder value. This process consists of 3 major parts. Strategy analysis, strategy formulation, and strategy implementation. To give a brief overview of what these 3 steps main objectives…
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Best Credit Card for College Students
I have been building my credit since I was 18 and think it is a steppingstone to get you on the right financial path. I own a few credit cards and I feel that there’s no point in using a debit card unless you are using it at an ATM; please keep it simple and…
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What to Expect When Owning a Rental Property
Guest post: From a fellow Augury Research Member ( I have actually stayed in one of his properties before we knew each other) I have talked to a lot of people about managing investment properties. LTR. STR. Long distance. House hack. I have had discussions about all of it. My biggest piece of advice applies…
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Roth IRA | Why you SHOULD have one
Are you tired of paying taxes on your capital gains? Want to save for retirement tax-free while controlling what you invest in, then a ROTH IRA is for you. If you are using a regular brokerage account and plan on saving for retirement that way, you are doing it all wrong; a ROTH ira is…
Financial Freedom 101 